Wind Mitigation

A wind mitigation inspection examines a home’s ability to withstand damage during high winds or a hurricane.

During the inspection, a licensed home inspector will look at different areas of the home and document the condition and any recommended improvements.

This could help make the structure more wind resistant and possibly lower your insurance cost.

How Long is a Wind Mitigation Inspection Good For?

Once you have this inspection done in the State of Greater St. Louis and the certification has been added to your insurance it can not fall off.

It also has the potential of lowering your insurance cost saving you money.

If your home meets certain criteria, you may qualify to receive a discount on your homeowners insurance.

Here is more information on this from the Greater St. Louis Department of Insurance. Click here to find out more.

The following features can earn a discount:

Home Age

Home application permit is after March 1st, 2002.

Roof Age

Roof application permit is after March 1st, 2002.

Roof Geometry

Of the total roof perimeter, less than 10% has gable or flat features.

Roof Deck Nailing

“8d” nail size spaced 6 inches apart.

Roof to Wall Connection

Double wraps, clips, single wraps, and structural connection.

Underlayment Type

A self-adhering underlayment known as an SWR or Peel and Stick.

Window Opening Protection

All glazed openings protected by “impact rated” shutters or other devices. The windows can be “impact rated” alone.

Door Opening Protection

All solid entry doors including garage doors are protected by an impact rated shutter or be impact rated itself.

Why Choose ORF Home Inspections

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"My home inspector Heidy was extremely knowledgeable, thorough, and took the time to answer all of my questions. Zach was also knowledgeable, friendly and timely, answering our questions! Our reports were back that evening and we couldn’t be more pleased! Extremely satisfied and would highly recommend!"

"They explained everything in detail. I can feel safe knowing that my home has been throughly checked so we can hire the people we need to fix any problems. Great job, highly recommend!"

"This is my first time buying a home so I wasn't sure what to expect out of an inspection. I felt comfortable with the process . I'll use them again if needed."

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